Category: Budgeting

The Majesty of Simplicity

There seems to be some perverse human characteristic that likes to make easy things difficult. – Warren Buffett The great paradox of this remarkable age is that the more complex the world around us becomes, the more simplicity we must seek in order to realize our financial goals. Never underrate…the majesty of simplicity….Simplicity, indeed, is…

Happy Money: Principle Four – Pay Now, Consume Later

“Because the pleasure of consumption is purest without the experience of paying for it, anything we can do to separate payment from consumption can enhance the pleasure of the purchase.  – Elizabeth Dunn and Michael Norton from the book Happy Money   Close your eyes and reminisce seeing your favorite band in concert or watching…

Happy Money: Principle Two – Make It a Treat

“Money creates needs or encourages their multiplication.”  – Edwin Lefevre “Abundance…is the enemy of appreciation.”  – Elizabeth Dunn and Michael Norton   The Washing Machine Paradox My paternal grandmother, Ann Amelia Chamberlain Esplin, was born on January 12, 1896 in the small Southern Utah town of Orderville.  She would live to be 82 years old,…

Happy Money: The 5 Principles of Smarter Spending

“Annual income twenty pounds, annual expenditure nineteen, nineteen and six, result happiness.  Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.”  – Wilkins Micawber in the book David Copperfield by Charles Dickens   I have a confession to make.  The Micawber Principle, as stated above and from which this blog gets…