Category: Budgeting

Happy Money: The 5 Principles of Smarter Spending

“Annual income twenty pounds, annual expenditure nineteen, nineteen and six, result happiness.  Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.”  – Wilkins Micawber in the book David Copperfield by Charles Dickens   I have a confession to make.  The Micawber Principle, as stated above and from which this blog gets…

Naming Financial Accounts: Would a Rose, By Any Other Name, Smell as Sweet?

Like the pine trees lining the winding road.  I’ve got a name, I’ve got a name.  Like the singing bird and the croaking toad.  I’ve got a name, I’ve got a name.  – Jim Croce   Humans have an innate desire to name and categorize things.  But does what we name something really matter?  No…

The 10 Smartest Things Ever Said About Budgets

Budgeting is the foundation of successfully managing your money.  It is difficult to achieve any lasting financial success, regardless of how much you make, if you don’t use some kind of budget to help you control spending.  So to help you better manage your money here are the ten smartest things ever said about budgets.…

Great Advice About Cars From a Popular New Orleans Rapper

I don’t usually get my financial advice from rappers, but Dee-1, a popular New Orleans rapper, has it figured out when it comes to cars.  As I wrote about in an earlier post, spending too much on a car is one of the quickest ways to destroy your chance for financial success.  Cars don’t define us, and most of us spend far too much money trying to impress others.  Save some money and concentrate on things that really matter.

Here is a great video with Dee-1 talking about the car he drives, and why he doesn’t upgrade.  Don’t let the “Parental Advisory” at the start stop you from watching.  I didn’t find any reason for it in the video.  Great advice and very entertaining: