If You’re Not Keeping Score, It’s Just Practice

I love basketball, and when I was younger played frequently.  Sometimes in a pick-up game we would be playing hard, but no one was keeping score.  After a while someone would say, “First team to 20 wins.”  The intensity would immediately pick up, especially on the defensive end, and suddenly everyone became more focused. Other…

What is Your Why?

Speaking on a topic that had nothing to do with personal finance Dieter F. Uchtdorf , a counselor in the first presidency of the Church of Jesus Christ of Latter Day Saints, said the following: The what is important in our work, and we need to attend to it.  But it is in the why……

The Micawber Principle: Living the Fundamental Law of Personal Finance

Who Was Micawber and What is His Principle? In the book David Copperfield, written in 1850 by Charles Dickens, the orphaned title character is sent to work in a factory in another town.  Arrangements are made for young David to rent a room in the home of Wilkins Micawber.  Mr. Micawber is fond of offering…