For me the Christmas season isn’t complete without reading or seeing a theatrical presentation of Charles Dickens’ “Ghostly little book” A Christmas Carol. Nothing conjures the Christmas spirit quite like watching the miserable old miser Ebenezer Scrooge transform into a jolly philanthropist due to a trio of ghostly visitors, the Ghosts of Christmases Past, Present,…
My father, Kent Esplin, was destined to be frugal. The first reason was that he raised during the Great Depression. My grandfather and grandmother, Frant and Annie Esplin (we called them Mom and Pop), lost their sheep ranch near Zion National Park at the start of the Depression. Dad was six or seven at the…
Nobody can do for little children what grandparents can do. Grandparents sort of sprinkle stardust over the lives of little children. – Alex Haley, author of Roots It might be true that grandparents sprinkle stardust over the lives of their grandchildren but grandparents are richly rewarded in return. I had always heard how great it…
What is Bitcoin and how does it work? The first thing you need to know is that I am the furthest thing from an expert imaginable. I am not invested in Bitcoin and have never seriously considered investing. However, I am interested in all things related to money and since I have been asked about…
Money skills are truly 21st century survival skills. – Richard B. Wagner Wagner goes on to say, “…money skills access the stuff of survival. For first world ‘us’ money is our key for food, shelter, and clothing.” This is undoubtedly true, and since every parent’s goal is for their children to one day leave the…
There is a popular theory that one of the primary ingredients of happiness is progress. This is sometimes called The Progress Principle. In summing up the progress principle Psychologist Jonathan Haidt wrote: “Pleasure comes more from making progress towards goals than from achieving them.” Tony Robbins adds: “I can tell you the secret to happiness…
